Retirement · Bookkeeping · Tax

Your numbers tell a story.
Let's make it a success story.

Financial Fleaux, LLC helps individuals and business owners build retirement income they can't outlive, protect the people they love, and reclaim their time with expert bookkeeping and tax preparation.

No cost. No obligation. No jargon.

Client Ledger · Your Future
Retirement incomeCan't outlive
Market downside$0 exposure
Income tax savings20–37%*
Loved onesProtected
Your free timeRestored
BalanceIn your favor
Balanced ✓
25+Years serving clients — since 1997
2037%Potential income tax savings*
№ 1Trusted advisor — books, taxes & retirement
What We Do

Three services. One well-balanced life.

Whether you're growing a business or planning the retirement you've earned, every engagement is designed to give you clarity, protection, and time back.

01Retirement &
Protection

Retirement Planning & Financial Protection

  • Tax-free wealth accumulation strategies
  • Retirement income you can't outlive
  • Protection from stock market downside
  • Financial protection for your loved ones
  • Business owner strategies
Book Retirement Review
02Bookkeeping &
Fractional CFO

Bookkeeping & Fractional CFO

  • Net income & net worth monitoring and reporting
  • Financial packages for SBA loans
  • Business consulting
  • Independent Fractional CFO services
  • More time to grow your business
Book Bookkeeping Call
03Tax
Preparation

Tax Preparation

  • Monthly, quarterly & annual payroll reports
  • Annual IRS reporting for small businesses
  • Nonprofit tax filings
  • Individual tax returns
  • Strategies to reduce what you owe
Book Tax Appointment
The Process

Working with Walter, in three entries.

No jargon, no pressure — a clear process that puts your numbers to work.

1Debit: 30 min

Book a free consultation

Pick a time that works for you. We'll talk about where you are, where you want to be, and what's standing in the way. No cost, no obligation.

2Credit: clarity

Get your personalized game plan

Walter reviews your numbers and builds a plan around your goals — retirement income you can't outlive, cleaner books, or a smaller tax bill.

3Balance: yours

Watch your story improve

We monitor, track, and report as your plan does its job — freeing up your time to enjoy life or pour it back into growing your business.

Run Your Numbers

What could your retirement look like?

Walter builds retirement income you can't outlive — protected from stock market downside and designed to accumulate tax-free.

Try the estimator, then let Walter build your real plan around your actual numbers — including strategies that could save you 20–37% in income taxes along the way.

Retirement Income Estimator
$
$
Projected fund at retirement$366,000
Est. monthly income — for life$1,527/mo
Get My Free Retirement Plan

*Illustration only, assuming a hypothetical 6% annual growth rate and 5% lifetime payout. Not a projection or guarantee of any specific product. Your personalized plan will use your real numbers.

Meet Your Advisor

The man behind the ledger.

Walter Sullivan, founder of Financial Fleaux, LLC
Walter Sullivan, Founder

Walter Sullivan found his love of numbers early. At just eight years old, he asked his parents for math books so he could sharpen his addition, subtraction, multiplication, and division.

He believed then what he still believes today: numbers — whether personal or in business — tell the story of financial health. But numbers only tell part of the story. People give the numbers meaning. Through his years in corporate America and government service, Walter honed the skill of presenting numbers in a way that reflects what people are actually saying and what they truly need.

"Numbers tell the story of financial health — but people give the numbers meaning."— Walter Sullivan

Driven by a lifelong goal of business ownership, Walter built a bookkeeping and tax practice around the financial essentials every business and family depends on. He has since expanded into retirement planning and financial protection — because it allows him to help even more people secure their futures.

Financial Fleaux, LLC has operated under several names since 1997, specializing in retirement planning, financial protection, bookkeeping, tax preparation, business consulting, and business owner strategies. The mission has never changed: help clients monitor, track, and grow their finances — and free up their time to enjoy life and maximize growth.

Tip of the Week

A little wisdom, every week.

Walter posts a new money tip each week — plain-spoken, practical, and usually about something nobody ever showed you.

Tip No. 001Week of July 27, 2026

Start sooner than you think you need to.

Even small, consistent contributions can have a significant impact over time thanks to compound growth. Waiting even a few years can make a noticeable difference in your retirement income. Want to see what starting now could do for you? Run your numbers in the estimator above — then let's talk.

— Walter Sullivan Discuss This Week's Tip
Filed ✓

A new tip is filed every week. Have a topic you'd like Walter to cover? Send it in.

Who This Is For

Built for people who want certainty.

Retirement with certainty

You want a secured retirement plan that works as planned — without exposure to stock market downside.

Protection for loved ones

You want financial protection in place for the people you love, so they're taken care of if you transition.

A business that thrives

You want your business to grow — with clean books, smart tax strategy, and a trusted advisor in your corner.

If any of these sound like you, we should talk.

Start the Conversation
In Their Words

What clients say about working with Walter.

"
Mr. Sullivan is knowledgeable, professional, and incredibly helpful. As a small business owner navigating new financial territory, I wasn't sure where to begin. He patiently guided me through the proper financial procedures with clarity and confidence. His calm demeanor and expertise made the process feel manageable and reassuring. I highly recommend his services to anyone needing trustworthy financial guidance.
— Freda · Small Business Owner
"
I chose Bookkeeping & Tax Fleaux, LLC because they are knowledgeable and kind — taking a lot of time with me setting up my record-keeping process. As a business owner, I now enjoy keeping up to date with all my numbers. So grateful I made the correct choice.
— Cheri S. · Business Owner
Index of Questions

Good questions, answered plainly.

The things people usually want to know before they book a call.

Q.01What does it cost to work with you?
The first consultation is always free — it's a conversation about your goals, not a sales pitch. From there, every engagement is quoted upfront based on the services you need, so there are never surprise fees.
Q.02How can you save me 20–37% in income taxes?
Through legal, established strategies that most people are simply never shown — from business owner deductions and entity structuring to tax-free wealth accumulation vehicles. Every situation is different, which is why Walter reviews your specific numbers before recommending anything.
Q.03Is my retirement money exposed to the stock market?
The retirement strategies Walter specializes in are designed specifically to avoid stock market downside — so your retirement income works as planned, regardless of what the market does. That's the whole point: retirement funding you can't outlive.
Q.04I already have an accountant — can you still help?
Absolutely. Many clients keep their existing relationships and bring Walter in for what's missing: bookkeeping, Fractional CFO services, retirement planning, or a second set of eyes on tax strategy. He's happy to work alongside your current team.
Q.05Do you work with individuals, or just businesses?
Both. Individuals come to Walter for retirement planning, financial protection, and tax preparation. Business owners add bookkeeping, SBA loan packages, payroll reporting, and business owner strategies. Nonprofits are welcome too.
Q.06My books are a mess. Is that a problem?
That's exactly what Walter does. Whether your records live in a shoebox or a half-finished spreadsheet, he'll get them organized, accurate, and telling the true story of your business — then keep them that way.
Open The Books

Request your free consultation.

Tell us a little about your goals, or book time directly on the calendar. There's no cost and no obligation.

Contact Financial Fleaux, LLC

Fax(469) 430-0179
LocationFrisco, Texas · Serving clients nationwide
LicensedLife insurance · TX, TN & OH

Prefer to talk it through first? Send a message with the form and Walter will personally follow up within one business day.

Free Consultation Request

Send a message

We'll respond within one business day.

✓ Thank you! Your request has been received. Walter will be in touch within one business day.
We couldn't send that just now. Please call (469) 922-2496 or email ffllc@financialfleaux.com and we'll take care of you.

Your information is kept private and never shared.